CIB provides a wide array of advisory and consulting services to community banks, both internally and through its network of industry professionals. These services include:
- Business Plan Development
- Gather relevant market research
- Assist with preparation of financial and other schedules
- Draft a narrative plan
- Capital Raise Project Management
- Assist with determination of capital requirements
- Assist in the identification and evaluation of means to secure additional capital
- Assist board and management in their evaluation of securities to be offered, type and timing of offering, pricing and other important considerations for raising capital
- Provide board and management with ongoing advice regarding effective strategies for successful capital raise
- Assist with arrangement of one-on-one meetings as well as group functions for potential investors
- Assist management with development of informative and effective PowerPoint presentation for potential investors
- Assist with creation and production of marketing and advertising materials, press releases, and collateral materials for the raise as well as media selection and placement
- Create and maintain database of potential investors and provide board and management with regular reports of progress
- Assist with processing of retirement account share purchases
- Guaranteed Lending Programs
- Assist with establishment of SBA and USDA guaranteed loan programs
- Assist with sale of guaranteed portions of SBA and USDA B&I loans
- Act as a Leder Service Provider (LSP) for processing and servicing SBA loans
- Identify potential purchasers of existing loans
- Assist with sale of guaranteed portion of SBA and USDA loans
- Negotiate terms of sale with purchasers of conventional or guaranteed loans
- Management and Board Evaluation
- Assess performance and abilities of management and/or the board
- Provide suggestions for enhanced individual and collective performance
- Provide concepts for branding and image development
- Review and enhance website content and design
- Develop advertising concepts
- Oversee production and media placement
- Public Relations Consultation
- Prepare and distribute press releases
- Arrange interviews for bank spokespersons
- Conduct search
- Pre-qualify candidates
- Assist with contract negotiation
- Prepare applications
- Submit to regulatory agencies
- Advise management during regulatory review process
- Assist with establishment of guaranteed loan programs
- Identify market opportunities for revenue generation
- Identify new lines of business
- Facilitate strategic planning sessions involving board and management
- Draft written strategic plan based on results of planning sessions
- Assist in development of budget based on strategic plan
- Determine FMV of existing shares based on comprehensive company analysis and market analysis
- Provide analytical guidance for pricing new offerings